VOLUNTARY BENEFITS
Voluntary Benefits
Supplemental Health Benefits are optional coverages that help you customize your benefits package to your individual needs. You pay the entire cost for these plans, but rates may be more affordable than individual coverage. And you get the added convenience of paying through payroll deduction. Voluntary benefits are just that: voluntary. You have the freedom and flexibility to choose the benefits that make sense for you and your family. Or, you don't have to sign up for voluntary benefits at all. The choice is yours.
Accidental Injury Insurance
Accident Injury Insurance through Prudential helps you pay for unexpected costs that can add up due to common injuries such as fractures, dislocations, burns, emergency room or urgent care visits, and physical therapy. If you or a covered family member has an accident, this plan pays a lump sum, tax-free benefit. The amount of money depends on the type and severity of your injury and can be used any way you choose.
The plan reimburses you directly based on set dollar amounts related to your specific injury. If you elect this coverage, premiums are deducted on a post-tax basis.
You are eligible on the 1st of the month following 30 days of continuous service and you must maintain 30+ hours on average worked per week.
Hospital Indemnity Insurance
Hospital Indemnity Insurance through Prudential can enhance your current medical coverage. The plan pays a lump sum, tax-free benefit when you or an enrolled dependent is admitted or confined to the hospital for covered accidents and illnesses. You can use the money you receive under the plan however you see fit; for paying medical bills, childcare or for regular living expenses like groceries - you decide.
The plan pays benefits directly to you. There are no restrictions on how you spend the payout. If you elect this coverage, premiums are deducted on a post-tax basis.
You are eligible on the 1st of the month following 30 days of continuous service and you must maintain 30+ hours on average worked per week.
Critical Illness Insurance
Critical Illness Insurance through Prudential can help fill a financial gap if you experience a serious illness such as cancer, heart attack or stroke. Upon diagnosis of a covered illness, a lump-sum, tax-free benefit is immediately paid to you. Use it to help cover medical costs, transportation, childcare, lost income, or any other need following a critical illness. You choose a benefit amount that fits your paycheck and can cover yourself and your family members if needed.
The plan pays benefits directly to you. There are no restrictions on how you spend the payout. If you elect this coverage, premiums are deducted on a post-tax basis.
You are eligible on the 1st of the month following 30 days of continuous service and you must maintain 30+ hours on average worked per week.
THESE POLICIES PAY LIMITED BENEFITS ONLY. THEY ARE NOT COMPREHENSIVE HEALTH INSURANCE COVERAGE AND DO NOT COVER ALL MEDICAL EXPENSES. PLEASE REFER TO YOUR BENEFIT SUMMARIES FOR MORE INFORMATION.
