HEALTH INSURANCE

Health Insurance

White Castle's medical coverage provides you and your family the protection you need for everyday health issues or when the unexpected happens. You can choose from either of the four plans provided below, administered by UnitedHealthcare (UHC). Each medical plan offers in-network preventive care coverage at 100%, prescription drug coverage through Rightway, and coverage for eligible children up to age 26.

Click here to learn more about UnitedHealthcare
In-Network Medical Benefit
Premium Plus
Premium
Standard High Deductible Health Plan (HDHP)
Basic
Deductible/OOP Type
Embedded
Embedded
Embedded
Embedded
Annual Deductible (Single/Family)
$800 / $1,600
$1,500 / $3,000
$3,500 / $7,000
$4,900 / $9,800
Annual Out-of-Pocket Maximum (Single/Family)
$3,600 / $7,200
$5,000 / $10,000
$6,000 / $9,000
$6,500 / $13,000
Coinsurance (Plan Pays)
80%
80%
80%
60%
Office Visit - PCP
$25 copay
$30 copay
Deductible & Coinsurance
$30 copay
Office Visit - Specialist
$40 copay
$50 copay
Deductible & Coinsurance
$50 copay
Urgent Care
$40 copay
$40 copay
Deductible & Coinsurance
$40 copay
Emergency Room
$150 copay + 20%
$150 copay + 20%
Deductible & Coinsurance
$150 copay + 40%
Monthly Team Member Rates Coverage Tier
Premium Plus Non-Tobacco | Tobacco
Premium Non-Tobacco | Tobacco
Standard HDHP Non-Tobacco | Tobacco
Basic Non-Tobacco | Tobacco
Team Member Only
$311.01 | $411.01
$192.76 | $292.76
$76.77 | $176.77
$87.75 | $187.75
Team Member & Spouse
$892.29 | $992.29
$608.50 | $708.50
$330.12 | $430.12
$356.47 | $456.47
Team Member & Child(ren)
$585.09 | $686.09
$372.25 | $472.25
$163.47 | $263.47
$183.23 | $293.23
Team Member + Family
$1,199.84 | $1,299.84
$821.46 | $921.46
$450.29 | $550.29
$485.42 | $585.42
Premium Plus Plan SBC
Premium Plan SBC
HDHP Plan SBC
Basic Plan SBC
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