DENTAL & VISION

Dental & Vision Insurance

Available through COBRA as a Retiree

Dental and vision health are essential to your well-being. Having dental and vision insurance not only helps keep your eyes, teeth, and gums healthy — it also helps protect your quality of life, overall wellness, and finances too.

White Castle offers dental coverage through Metlife, while vision coverage is available through VSP.

DENTAL INSURANCE

In-Network Plan Benefit
MetLife Dental Plan
Reimbursement
Negotiated Fee Schedule*

Annual Deductible

Individual | Family

Aggregate
$50 | $150
Annual Plan Maximum
$1,750 per member
Diagnostic & Preventive
No cost*
Basic Services
20% after deductible*
Major Services
50% after deductible*

Orthodontia

(Children up to age 19)

50%*

$1,500 Lifetime maximum

*Out of network cost is based on the average 90th percentile reasonable and customary rates.

Out of network benefits are payable for services rendered by a dentist who is not a participating provider. The reasonable and customary charge is based on the lowest of (1) the dentist's actual charge (the 'actual charge'), (2) the dentist's usual charge for the same or similar services (the 'usual charge') or (3) the charge of most dentists in the same geographic area for the same or similar services as determined by Metlife (the 'Customary Charge'). Services must be necessary in terms of generally accepted dental standards.

Coverage Tier
Monthly Team Member Rates
Team Member Only
$13.43
Team Member & Spouse
$26.83
Team Member & Child(ren)
$34.54
Team Member + Family
$51.74

MetLife Mobile App

With the MetLife mobile app, you can:

  • Find a Dentist
  • View your plan summary with quick links to important information on deductibles and plan maximums, as well as covered services
  • Track and manage your claims
  • Access your dental ID card

To download, search "Metlife" in the App store or Google Play.

SpotLite on Oral Health®

MetLife’s SpotLite on Oral Health® is a breakthrough program that recognizes general and pediatric dentists in our expansive network with an ongoing commitment to high standards and preventive care, with results backed by clinical data.

The SpotLite designation is a trusted credential given to in-network MetLife dentists that lets members:

  • Skip the guesswork needed to select high-quality dentists
  • Choose dentists proven to emphasize preventive care
  • Easily access over 25,000 standout dentists nationwide
Find a Dental Provider
MetLife - MyBenefits

VISION INSURANCE

Plan Benefits
VSP Advantage Plan
Copays
$10 exam copay | $25 materials copay

Frequencies

  • Exams
  • Lenses
  • Frames
Every calendar year
In-Network
Out-of-Network

Comprehensive Eye Exam

$10 copay
$45 allowance
Contact Lens Exam
15% off retail, Up to $60
$45 allowance
Essential Medical EyeCare
$20 copay
Not covered
Lenses
  • Single Vision
  • Bifocal
  • Trifocal
  • Lenticular
Covered in full
$30 allowance
$50 allowance
$60 allowance
$75 allowance
Frame Allowance
  • Retail
  • Featured
$150, 20% off remaining balance

$170, 20% off remaining balance

$50 allowance
Contact Lenses (in lieu of lenses or frames)
  • Elective
  • Medically Necessary
$150
Covered in full
$100 allowance
$210 allowance
Coverage Tier
Monthly Team Member Rates
Team Member Only
$5.48
Team Member & Spouse
$10.96
Team Member & Child(ren)
$11.73
Team Member + Family
$18.75
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